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    Risky Business

    I can remember when I was growing up I started working in my Dads’ grocery store at the age of 10. Thinking back now at that age from my perspective business seemed all fun and no worries. I worked with Dad in our family business until I was 30 in which time I learned a few things about business. One thing I heard from time to time was Risk. Risk is investing your money in a venture without any guarantee of a return on your investment (R.O.I.) The return on your investment comes in the form of either money or value of some sort. An investor can get all of their money back plus interest quickly from the company or person who owed the money, or by ownership of the business that produces an income over time that recovers the original investment plus more.
    If you wanted to make money from any business today doesn’t it require you to “risk” some of your money to invest in this start-up? Of course it does; in traditional business and in online businesses alike. You may already know some of the traditional business start-up investments like rent, insurance, inventory, etc. In online and home-based businesses there are also start-up investment fees like monthly website fees, a business start-up fee, and/or a monthly business fee. Some initial start-up fees I’ve seen $1,500 and up, then a montly fee thereafter. These costs are all risks, there is no guarantee you will get this money back…of course you hope and maybe believe you will get back your investment.
    There are some online businesses that don’t require any money risked at all! Yeah I know this sounds crazy but let me explain: some businesses don’t have a start-up fee, or website fees, or monthly fees, or any fees at all. Their business is actually free, how do they do this? by suggesting you buy their products, or services each month they will consider you their independent business rep. Why is this No risk? It becomes no risk when you are already buying these same or similar products at your local retail store right now. When you go to the drug store or health food store and buy a bottle of vitamins each month you are not risking any money because you are getting a guaranteed return on your investment in the form of value for your health. The same holds true when you buy these same types of products from an online business you join but with a really nice difference…now you can make money too from this home-based business, and all without any money risked. If you haven’t already found one of these businesses don’t take my word for it do some research and see for yourself.
    – Dave Puckett

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    College degree your golden ticket?…Think again!

    If you think your best chances of success is getting a college degree and you can write your own ticket… you better think again!  According to a recent New York Times article more than 4,600 lawyers lost their jobs last year. Gone are the times when all that was needed to succeed in life is get a college degree.

    NYTimes further related the concerns of a fifth-year associate in a law firm in Manhattan who complained he now feels he is expendable even though he is a top performer, billing many hours and a team player but even with this he may still lose his job. He is a Yale graduate at a top-20 firm.  One 2008 graduate of a top-10 law school who worked at a large Chicago firm for a year admitted she spent days trying to look busy as business dried up while not billing a single hour; before being laid off last fall along with a quarter of the other first-year hires.

    “Plenty of recent law school graduates are not finding work at all” “Some partners say that the next generation of law graduates may have to expect less from a legal career.” said Eileen C. Travis, the director of the New York City bar association’s lawyer assistance program.

    Our American way of life has changed, first by the rapidly diminishing middle class due to the fall of factory workers across the nation and now as you can see even the high-class elite’s troubles in earning a good living. For those workers all across the nation who still have jobs, employers are making those jobs harder and paying less money for them.  What’s the solution? well you probably have heard where one door closes another one opens and it’s still true today.  Supplement your income with a home-based business. There’s nothing you can do about how the American workforce is changing but this is still America and we all still have the freedom to start a business of our own.  In the past only “traditional” businesses were viable and very few people could start one because of the huge start-up capital required.  However low-cost home-based businesses have been available for many years but our culture’s mass perception of this business was to laugh it off as a viable option believing because it could be started with so small an investment that it couldn’t possibly produce a substantial income.  So the people who worked these home-based businesses quietly earned significant second incomes, many made fortunes.

    Today home-based businesses are not being laughed at anymore, there is a huge, and ever-increasing number of people starting, working, and earning substantial second incomes to supplement their primary jobs.  Many people make enough to quit their primary “traditional” jobs and just work their business. And even better news is that the number of home-based businesses continue to grow and require even less money to start than before providing an even better opportunity for the masses to supplement their incomes. How about you…are you still laughing?

    – Dave Puckett

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